An Sba Loan Is Regarded The Lending From Sba Or Small Business Administration But It Is Not The Case . Sba Is Done By The Banks Who Participate In Sba Financing. An Sba Loan Is A Long-Term, Low-Interest Small Business Loan Partially Guaranteed By The Government. The 7(A) Loan Program Is Sba’s Primary Program For Helping Start-Up And Existing Small Businesses ,With Financing Guaranteed For A Variety Of General Business Purposes . Businesses That Qualify For An Sba Loan Typically Have $50,000 To $5 Million In Annual Revenue And 1 To 40 Employees . Most Of Our Businesses Are Profitable And Cash Flow Positive . All Are Able To Show That They Can Afford To Make Our Monthly Loan Payments.