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VA Loans
Garrtech Funding is a qualified VA mortgage lender in Miami, Florida. We have been helping army veterans get VA loans and housing finance for nearly a decade now. Since its introduction in 1944, VA loans have made home buying easier and more affordable for millions of American army veterans.
VA loans or Veteran Administration Mortgage loans are guaranteed by the federal government’s Department of Veteran Affairs (VA). The loan program is designed to provide housing finance to the eligible veterans of the US Army, active-duty military personnel, and surviving spouses.
The eligibility criteria for the VA loan
requirement are the most flexible ones.
VA loans have more relaxed qualification guidelines compared to FHA and other conventional loans that are offered with less than 20% down payment.
- 0% down payment for eligible borrowers
- No monthly mortgage insurance is required
- Lowest mortgage rates in Miami, Florida
- No preapproval and prequalification fees for Miami VA loans
- Overall monetary benefit accumulates to significant savings for VA borrowers
- Qualify with low credit score and avail low mortgage rates
- Pay a one-time VA Funding Fee for your Florida VA loan depending on the type of veteran and the amount of down payment
Florida VA Loan Requirements and Loan Programs
You’ll get a VA loan only to finance the purchase of your primary home.
Active-duty military personnel are eligible usually after 6 months of their service in the force.
Surviving spouses of the active-duty personnel died on duty can also apply for VA loans.
Florida VA loan limit differs from county to county. With Garrtech Funding, find out the VA loan limits in your preferred counties for property purchase. You can also obtain a Miami VA Jumbo Loan of up to $1,000,000 with a small down payment.
As per the current rate, know how much you can borrow in the following counties –
- Broward County VA loan limit = $417,000.00
- Miami-Dade County VA loan limit = $417,000.00
- Palm Beach County VA loan limit = $417,000.00
- Sarasota County VA loan limit = $417,000.00
- Monroe County VA loan limit = $529,000.00
- Orange County VA loan limit = $417,000.00
Miami VA Loan Specialists
If you are a US army veteran and looking to buy a home in Florida, come to Garrtech Funding, your Miami, FL VA loan specialist. Get in touch with our mortgage experts today and get going with your home buying in Florida.
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